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9/27/2008 TIANJIN, China (AP) - U.S. lending standards before the global credit crisis were ``ridiculous'' and the world can learn from China's more cautious system as it considers financial reforms, the top Chinese bank regulator said Saturday at an economic forum.

The global financial crisis was a hot topic at the World Economic Forum - the Chinese leg of the forum based in Davos, Switzerland. Despite the global turmoil, China's Premier Wen Jiabao said China still has ``huge potential for growth'' because of its large labor pool, vast domestic market and the improved competitiveness of its companies.

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